Roof Inspection Checklist: Residential, Commercial and Storm Damage

A leak shows up after the first storm, the customer says you looked at the roof last month, and all you have is a memory. A roofing inspection checklist fixes that: you walk the same points every time, flag what is wrong and keep a dated record. This free roof inspection checklist covers residential, commercial and storm-damaged roofs and the roof side of buying a home. Tick it on your phone, then print it or save it as a PDF.

Roof inspection checklist

Residential roof

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    Quick answer: a roof inspection checklist walks six areas in the same order every time: the roof covering, the flashing, the penetrations, the edges and drainage, the attic or ceiling below, and the record (photos, date, recommendation). Pick your roof type above, tick each point, flag the problems and print the list.

    What a roofing inspection checklist should cover

    Most roof problems start at the same few places, and the checklist is ordered to find them. Work from the outside in: the roof covering first, because it is what you can see, then the details where water gets past it, then the attic or the ceiling below, where a leak shows itself.

    • The covering. Missing, cracked or curled shingles, bare spots, granules in the gutters, nails working up. On a flat roof it is punctures, blisters, open seams and standing water.
    • The flashing. Chimneys, valleys, sidewalls, skylights and curbs. Flashing and its sealant fail long before the shingles do.
    • The penetrations. Vent boots crack with age and are a classic source of small leaks.
    • The edges and drainage. Drip edge, gutters, downspouts, and on a commercial roof the drains and scuppers.
    • The attic or ceiling. Stains, daylight, damp insulation and rusted nail tips tell you what the roof is doing even when the surface looks fine.
    • The record. Photos, date and a repair-or-replace call. Without these the inspection cannot be used for a quote, a warranty or a claim.

    Roof inspection checklist for a house

    On a shingle roof, start with the age and the layers. A roof near the end of its expected life gets a different recommendation from the same defect on a young one. Then look at the shingles slope by slope in the same light, since a low sun shows curling and lifted tabs that a flat midday light hides. Flashing and vent boots come next, because a roof that looks good from the street often leaks at one of them. Finish in the attic with a flashlight.

    Commercial roofing inspection checklist

    A commercial roof is usually low-slope, with a membrane, seams, drains and rooftop equipment, so the checklist changes. Water that is still standing 48 hours after rain is a defect: it loads the deck and wears the membrane. Seams and laps, the base flashing at the parapet and the curbs around rooftop units are where most flat roofs open up, and foot traffic to the equipment wears the surface along the same paths again and again. Many commercial warranties ask for a documented inspection once or twice a year, so keep the printed or saved list with the roof file.

    Roofing inspection checklist for Florida storms

    After a hurricane or a hard thunderstorm, the order matters more than the list. Check from the ground first, look for lifted or missing shingles or tiles, torn-off ridge caps, exposed underlayment and bent edge metal, then check the attic for water. Photograph everything, wide and close up, before any temporary repair, then tarp what is open and keep the receipts. Write down the date of the storm and the policy and claim numbers while you are there. Insurers set their own deadlines for reporting a claim, so check the policy early. The "After a storm" tab has the full list, including hail.

    Home inspection roof checklist: shingles, flashing and leaks

    If you are buying a house, the roof is one of the largest repair bills in it, so look at the same points the inspector will. Ask how old the roof is, check the shingles for curling, cracking and granule loss, check that the flashing around the chimney and vents is sealed, and look for stains on the ceilings and in the attic. Fresh paint in one spot on a ceiling is worth a question. A home inspection of the roof is normally visual, so anything flagged should go to a roofer for a quote before you commit.

    Signs of a roof leak and where to look

    What you seeWhere to look on the roof
    Brown ring or stain on a ceilingUphill from the stain: flashing, a vent boot or a lifted shingle. The entry point is rarely directly above it.
    Paint bubbling or peeling near an outside wallSidewall or step flashing, the gutter edge, a failed drip edge.
    Damp or flattened insulation in the atticThe nearest penetration or valley on that side of the roof.
    Daylight through the roof boardsMissing or displaced covering, a rotted board or a failed vent.
    Rusty nail tips on the underside of the deckCondensation from poor ventilation, not always a leak. Check the soffit and ridge vents.
    Granules in the guttersWorn shingles. Not a leak yet, but a sign of age.
    Wet ceiling tiles below a flat roofPonding areas, open seams, drains, rooftop unit curbs.

    How often to inspect a roof

    RoofCommonly recommended
    Residential, in good conditionOnce a year, plus after severe weather
    Older roof or heavy tree coverTwice a year, spring and fall
    Commercial low-slope roofOnce or twice a year, plus after storms
    After hail, hurricane or high windAs soon as it is safe
    Before buying a homeBefore the end of the inspection period

    These are common rules of thumb. Your warranty, your insurer and the local climate set the real schedule.

    What this checklist does not do

    It is not a licensed inspection, a code or permit inspection, an engineer's report or an insurance claim, and it does not say what an insurer will pay for. It also does not make a roof safe to climb. Do the ground and attic checks yourself, and leave a steep, wet or high roof to someone trained and equipped for it. What you get is a consistent list and a record, which is what a quote, a warranty file or a claim needs.

    From the inspection to the estimate

    The checklist tells you what is wrong. The rest of the job is the price, the schedule and the paperwork. OwnDesk Roofing is the business side of roofing: you build the estimate from your own price book with a roof takeoff by the square (the plan area of each section, the pitch and a waste percentage), put the job on the crew schedule, keep inspections and permits with a date and a status, track insurance claims and job costs, and print the invoice. When you have a number for the repair, the free markup vs margin calculator turns your cost into the price to quote.

    It is a one-time payment, not a monthly subscription, and it runs offline on one computer. To be clear about what it is not: it does not build inspection reports or store photos, it does not measure roofs from aerial images, it does not sync between devices and it does not send texts or emails. Keep the checklist and your camera for the inspection, and use OwnDesk Roofing for what happens after it.

    Frequently asked questions

    What should a roof inspection checklist include?
    At minimum: the roof covering (missing, cracked, curled or worn shingles or membrane), the flashing at chimneys, walls, valleys and skylights, every penetration such as vent boots and rooftop units, the edges and drainage (drip edge, gutters, downspouts, drains), and the attic or ceiling below for stains, daylight, damp insulation and sagging. A good checklist also records the roof's age and material and ends with photos, the date and a repair-or-replace recommendation. The checklist above covers all of that.
    How often should a roof be inspected?
    A common recommendation is at least once a year, often in spring or fall, and again after any severe storm. Older roofs, roofs under trees and flat commercial roofs with rooftop equipment are usually looked at more often, and many commercial roof warranties ask for a documented inspection once or twice a year. Check your own warranty and policy for the exact requirement.
    What is on a commercial roofing inspection checklist?
    Low-slope roofs have different failure points than a shingle roof. The list covers punctures and tears in the membrane, blisters and wrinkles, open seams and laps, ponding water that is still there 48 hours after rain, base flashing and parapet coping, clear drains and scuppers, the curbs and flashing around rooftop units, wet insulation and the condition of earlier patches. Pick "Commercial" in the checklist to get that list.
    What should I check on a roof after a storm in Florida?
    Start from the ground and from the attic, and only go onto the roof if it is dry, calm and safe. Look for lifted, creased or missing shingles or tiles, torn-off ridge and hip caps, exposed underlayment or decking, damaged edge metal, lifted flashing, debris impact and water stains below. Photograph every slope and every problem, wide and close, before any temporary repair, keep the receipts for tarps and emergency work, and read your policy for its claim deadline. Pick "After a storm" in the checklist for the full list.
    What does a home inspector check on a roof?
    A home inspection of the roof is normally visual: the covering and its age, flashing, penetrations, gutters, and signs of leaks in the attic and ceilings. The inspector may use a drone or a ladder if walking the roof is unsafe, and will usually recommend a roofer for anything that needs a closer look. It is not a warranty. The "Buying a home" checklist lists the points to ask about, including the shingles, the flashing and the leak signs.
    How can I tell if a roof is leaking?
    Water stains or rings on a ceiling, bubbling or peeling paint near an exterior wall, damp or compressed insulation in the attic, daylight showing through the roof boards, rusted nail tips on the underside of the deck and a musty smell are the usual signs. The leak is rarely directly above the stain, so follow the water uphill to the nearest flashing or penetration. The table on this page lists the common signs and where to look.
    Can I inspect my own roof?
    You can do a lot from the ground with binoculars and from the attic with a flashlight: missing shingles, sagging, stains, daylight, damp insulation. Climbing is a different matter. Roofs are slippery, steep roofs and high eaves are dangerous, and a wet or windy day is the wrong day. If you are not trained and equipped for it, do the ground and attic checks and let a roofer or inspector do the rest.
    Is this a licensed roof inspection or an insurance report?
    No. It is a working checklist to help you look at the right things and write them down. It does not replace a licensed inspector, a code or permit inspection, an engineer's report or a claim form, and it does not tell you what an insurer will cover. Use the printed or saved list as your own record and as the starting point for an estimate.
    Is the roof inspection checklist free, and can I print it?
    Yes. It is free, runs in your browser on a phone, tablet or computer, and needs no sign-up. Fill in the address, tick what you checked, flag the problems and press "Print / save as PDF". Nothing you type is saved on our side. "Copy a link with this checklist" keeps your ticks and flags (not the typed fields) in a link you can send to a coworker.
    Does OwnDesk Roofing include an inspection report with photos?
    No. OwnDesk Roofing is the business software, not an inspection report builder. It keeps inspections as records with a date and a status, with an alert when one fails, puts inspection and repair jobs on the crew schedule, builds the estimate from a roof takeoff by the square, tracks insurance claims and job costs and prints the invoice. Photos and the inspection write-up stay in your camera app or your checklist.

    Inspect it with the checklist, run the job in OwnDesk Roofing

    OwnDesk Roofing builds the estimate with a roof takeoff, schedules the crew, tracks the insurance claim and the job costs and sends the invoice. One payment, no monthly fee, runs offline on your computer.

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