OwnDesk Budget
$ 49.00
An annual budget planner, expense tracker, debt payoff plan and net worth tracker in one dashboard. Twelve months across, not one month at a time.
14-day money-back guaranteeSecure checkout with Stripe
- 14-day money-back guarantee. Email me and you get a refund, no questions.
- Download appears on screen the moment payment clears, and by email.
- Written and supported by Adrián. Replies come from me, usually within a working day.
- Also sold on Etsy since 2026, with independently moderated reviews.
Description
What it does
Twelve months, four views
Plan against reality for every category, every month, and keep each year separate so last year is never overwritten.
The 50/30/20 rule, done properly
Needs, wants and savings sorted automatically, with a written verdict each month and four ready-made splits you can drag.
Debt payoff with a date
Snowball against avalanche side by side, the interest difference in real money, and the month you are finally free.
Rollover for the lumpy months
Car maintenance costs nothing for five months and then costs a lot. Unspent budget follows the category forward.
What you get
- OwnDeskBudget.html – one file, fully functional
- Quick Start Guide (PDF, English and Spanish)
- Full manual built into the app
- Demo household you can load and remove